Getting the prices for a Car Loan reduced to an amount that you are really comfortable paying can be nearly impossible. Anything that looks slightly bad on your credit can create a problem with the interest rates and find that your charges are increased significantly. Trying to reduce the interest rates is complicated if you have no clue what you are doing, but can be quite easy with some attention paid to what is actually on your credit. Removing as many bad notations as possible and reducing your number of open credit lines can also be quite helpful in reducing interest rates.