I have always been careful with money and that is especially true when it comes to my banking. I don’t see why I should have to pay really high bank charges when all that the bank is doing is giving me a basic service, and it was for this reason that I decided to apply for Free Online Checking, since it is usually enough for me to have that level of service and I do not have to pay anything for it. I decided to do this after hearing a friend tell me that she had got a free online checking account and to give her everything she needed to control their finances online and without having to pay a penny in bank charges.