You are not the only person affected with bad credit, millions of people are affected. Right now there are well over 100 million people in the U.S. who are faced with the same bad credit worries as you are. To fall into the bad credit category your credit will have to be below 619, and it is not hard to fall below this number. Once you have bad credit you will have to work on your credit for years to see improvement in your credit score. So in the mean time what do you do? If you need cash to help get you through, you can use Loans For People With Bad Credit.
