I have a bunch of different debts – student loans, credit card debt, car loan, etc. Some months I get overwhelmed by all of the bills that I need to pay and I feel like I am never going to get out of debt. I am wondering what my options are for debt consolidation loans. I have started looking on the Internet. A few of the debts that I have are higher interest rates, so I am hoping to find something that has a lower interest rate so that I can also save some money in interest charges as well.

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