When you are looking for term life insurance quotes online you should select a company that offers you a free quote tool to compare insurance companies side by side, rather than visiting insurance company sites and getting a quote from each one. While you can compare quotes to each other, the process of using a free quote tool from a comparison site is going to take you a lot less time than an insurance site visit. That is because you only have to fill out the quote tool forms once rather than each time from site to site. Your time has value too so you should use the easiest most effective method possible.