To try preventing identity thieves from victimizing you is like a mission impossible.It is hard to prevent identity theft from occurring. In fact, it can’t be prevented at all. One may be at a better position though when he or she should try to be proactive about it by securing protections before the crime actually happens. Few individual companies also offer identity protection service for a monthly fee. These companies present more features: fraud alerts, credit monitoring, stop of pre-approved offers, identity theft insurance coverage, and will even scan the internet for misuse of your credit card and social security numbers. Furthermore, these identity protection companies back up their services with identity insurance guarantees of up to one million dollars. One of the leading names in proactive protection for identity theft is LifeLock with its proven LifeLock identity theft protection plan. You may want to check it out.Some financial institutions offer identity theft protection plans by reimbursing for out-of-pocket expenses up to a certain dollar amount and helping with the process of contacting creditors, writing affidavits and filing reports. Some of these plans are offered for free as part of your checking or savings account, while others may charge a monthly fee.