I have recently bought a new home, and I would like to make it look nicer by repainting and fixing it up a bit. I don’t have the money right now though, so a friend of mine suggested I try to get a cash loan. However, I am not sure whether or not it makes sense to me. How long do you have to pay off cash loans, and what are the terms? If I have to pay it off quickly, or if the interest rate is very high, it would make more sense for me to wait and save the money myself.